MPI Auto Glass Claim
When your windshield cracks or gets chipped, the first question most Winnipeg drivers ask is:
“Should I pay out of pocket or open an MPI auto glass claim?”
The truth is simple — MPI auto glass claim is almost always the smarter choice, and it does NOT affect your insurance premium.
Below is a complete breakdown so you can make the best financial decision.
For most auto glass repairs and replacements, you pay only the MPI deductible, which is far lower than full repair costs.
Typical pricing in Winnipeg:
Out of pocket: $120–$400 for stone chip/crack repairs
Windshield replacement: $350–$900+, depending on the vehicle
MPI claim: a small deductible (often $0 for stone chips)
Many drivers assume a glass claim increases their rates — it does not.
MPI treats auto glass repairs as non-surchargeable claims, meaning you can make unlimited glass claims without impacting your premium.
That’s why GlassLab recommends:
If you have damage, always make an MPI glass claim.
With an MPI claim:
✔ No paperwork
✔ No long processing time
✔ Direct insurance billing
✔ Same-day chip repair in many cases
At Glass Lab, we file your claim on your behalf so you never need to deal with MPI. All you need to do is fill our MPI Auto Glass Claim Form
No — glass claims do not affect your insurance rates.
Only if the damage is extremely minor and cheaper than your deductible.
Yes. MPI allows unlimited stone-chip and windshield claims.
Cracked windshield? Shattered side glass? If you're a Manitoba driver, filing an MPI auto glass claim is easier than you think - especially when you let GlassLab Auto Glass handle it for you.
Here’s how to do it right, fast, and stress-free.
If your damage was caused by:
...you must file a police report first. You can file one online via the Winnipeg Police Service if it's a non-violent incident.
You will need the police file number to proceed with your MPI claim.
You have two options:
No MPI phone calls. No paperwork. No stress. Just convenience.
All you have to do is open a claim online or call us—we take care of the rest.
Once the claim is submitted, our team will:
You don’t have to be an insurance expert. Just let GlassLab handle it.
Do I always need a police report?
Only if the damage was caused by vandalism, theft, or a hit-and-run.
Is chip repair covered by MPI?
Yes—especially if you have the $200 Plus deductible, chip repairs are fully covered.
How long does the repair take?
Stone chip: ~30 minutes. Windshield replacement: 1–2 hours.
Do I need to visit MPI?
No. If you file with GlassLab, we do everything for you.
Don’t wait on hold with MPI. Skip the paperwork.
Visit GlassLab.ca and click “Open a Claim” or give us a call to get started.
We’ll take care of the claim, handle the repair, and get you back on the road—fast.
GlassLab Auto Glass — Clear Confidence, Zero Hassle.
If you're handy, you can fix a windshield crack yourself—but it's far from simple. You'll need to source the correct glass, urethane adhesive, primer, and the rest—plus time, skill, and patience. If you’re just dealing with a small stone chip, a dedicated DIY repair kit may be an option.
Here’s the great news: If you have MPI’s $200 Plus deductible, stone chip repairs are completely free. This upgrade from Basic or $200 Standard covers glass repair, vandalism, theft, and more. ([turn0search0], [turn0search6])
No need to buy glue, primer, or mess with curing. And—with GlassLab Auto Glass—you don't deal with MPI at all. Just book your repair online, and we handle everything. ([turn0search12])
If the damage is a small chip or minor crack, and you're covered by MPI’s $200 Plus deductible, repairs might be free or more affordable. MPI’s coverage options, like the $200 Plus plan, waive the deductible for glass repairs, including stone chips and minor cracks. glasslab.ca)
But if you have a higher deductible, or your damage is more severe (e.g., cracks over 1 inch or near the edge), DIY may not be the best path.(mpipartners.ca, Manitoba Public Insurance)
If you're still considering a DIY fix, follow these steps with caution:
Use tip: Apply clear tape over the chip immediately after it happens to keep debris out until you can act.
| DIY Repair | GlassLab with MPI ($200 Plus) |
|---|---|
| Need to order glass, adhesives, primer | Everything included and done right |
| Must do precise repair yourself | Certified technicians handle it |
| No warranty or guarantee | Lifetime workmanship warranty |
| Must file MPI claim yourself | We take care of MPI claim & paperwork |
| Time-consuming, risky results | Stress-free: pick-up, repair, drop-off, done! |
| Pros | Cons |
|---|---|
| Quick and inexpensive for minor chips | Doesn’t restore full structural integrity |
| Can delay further damage temporarily | Risk of error: poor seal, trapped debris, making damage worse |
| Convenient stopgap solution | No warranty or guarantee on longevity |
Opting for a professional—especially with MPI coverage—makes sense when:
At GlassLab Auto Glass, we offer:
“Used to be free if you had $200 deductible or $100 package. ‘Plus’ includes free glass repair.”
“If you don’t carry 200 Plus, you’ll pay your deductible for stone chip and vandalism.”
These reflect real policy changes—so check your deductible before choosing DIY.
Confirm you have MPI’s $200 Plus on your vehicle’s registration (look at the All Perils line).
Visit GlassLab.ca and click “Open a Claim.”
Provide basic details—stone chip, vehicle, location.
We’ll handle your MPI claim through Mitchell Cloud Glass—no hold times, no hassle.
Enjoy free stone chip repair in under 30 minutes, fast turnaround, mobile service, and lifetime warranty.
DIY is possible—but complex, tool-heavy, and risky.
With MPI’s $200 Plus deductible, stone chip repair is free.
GlassLab Auto Glass offers a seamless experience: we handle the claim, the repair, and the service—so you don’t have to.
Save time and get it done right. Contact GlassLab Auto Glass today—we'll handle your claim, offer free vehicle pickup & dropoff, convenient mobile service and and ensure your glass is fixed properly.
When your vehicle needs repairs due to collision damage or broken auto glass, choosing an MPI Accredited Repair Shop ensures:
The work meets Manitoba Public Insurance (MPI) standards
You can use your insurance coverage directly
Repairs are inspected and guaranteed under MPI guidelines
It’s all about peace of mind and protecting your investment.
MPI provides an easy-to-use Repair Shop Locator.
Here’s how to use it:
Go to the official MPI repair shop search tool
Choose your city or postal code
You can also sort by specialty, such as windshield or collision repair
This tool shows a list of certified shops in your area that are approved by MPI.
For example, you choose Glass Shops as your Category and Winnipeg as your City/Town.
The map at the bottom will show you all the MPI Accredited autobody & autoglass shops that are available in the city, and will give you a list of addresses and their telephone numbers.
Once you’ve shortlisted a shop, visit their website or location. Look for indicators like:
MPI Accreditation logo
Certificate displayed in-shop
Listed on the MPI website
If it’s not displayed clearly, don’t hesitate to ask them.
Many MPI accredited shops offer different levels of convenience. Here’s what to consider:
Do they handle your claim paperwork?
Do they offer direct billing to MPI?
Do they provide mobile service or vehicle pick-up/drop-off?
The right shop will go beyond just fixing your vehicle - they’ll make the entire experience easy.
At GlassLab Auto Glass, we are proudly MPI Accredited for auto glass repairs and replacements. And the most conveninet auto glass shop in Winnipeg.
Here’s what sets us apart:
We handle the entire MPI claim for you
Submit your claim directly through GlassLab.ca
Same-day service, in-shop or mobile - Stone Chip done in under 30 minutes, and Windshield replacement in less than 3 hours.
Free pickup & drop-off in Winnipeg - if you can't bring your vehicle for repair, we pick it up and drop it off after repair.
Lifetime warranty on workmanship
Most importantly, we make it simple. You don’t need to call MPI or fill out forms. We do it all on your behalf.
You don't have to call the MPI, wait for 30 minutes. Skip the hold music. Avoid the paperwork.
Open your MPI claim with GlassLab Auto Glass today. Visit GlassLab.ca or give us a call. We'll take care of the rest.
GlassLab Auto Glass — Clear Confidence, Zero Hassle.
